The price of XRP could soar to lofty two-digit levels if Wall Street 2.0 spills to the XRP Ledger (XRPL) amid the growing tokenization market.
Notably, Ondo Finance recently spotlighted the future of finance and blockchain after calling attention to a CNBC interview featuring former TD Ameritrade CEO Joe Moglia.
The company said the next phase of Wall Street, which it calls “Wall Street 2.0”, is already emerging on Ethereum. To support this view, Ondo shared a clip of Moglia explaining why he believes the financial system is moving toward tokenization faster than most people realize.
The industry commentator also cited a projection from U.S. Treasury Secretary Scott Bessent, which estimates that the stablecoin market could grow to $2 trillion within two years.
Moglia pointed out that Ethereum currently dominates this scene, accounting for roughly 60% of the tokenized market. He said Ethereum’s strength lies in its programmable smart contracts, which can handle complex institutional transactions, including cross-border settlements, almost instantly.
Responding to these comments and Ondo’s post, Brad Kimes of Digital Perspectives agreed that tokenization represents the future. However, he argued that the future is multi-chain and platforms like the XRP Ledger could also play important roles.
It`s a multi-chain world. I believe those smart contracts will be able to settle on the XRPLedger with RLUSD and XRP.👇
— Digital Perspectives (@DigPerspectives) October 15, 2025
According to him, these smart contracts could also settle on the XRPL using Ripple stablecoin RLUSD and XRP. Notably, such a development would have a massive impact on XRP price, but the scale of this impact remains uncertain.
XRP Price if Wall Street 2.0 Spills to the XRPL
To assess this, we asked Google Gemini what XRP’s price could look like in two years if Kimes’ vision came true.
Responding, Gemini noted that no one can predict crypto prices with certainty, given the market’s volatility. Nonetheless, it suggested that XRP could rise to between $10 and $27 if the XRPL secured a meaningful share of the expanding tokenization and stablecoin ecosystem.
Gemini said the upper target of $27 aligns with projections from analysts, who compare XRP’s long consolidation phase to the early growth patterns of major tech companies like Amazon. The chatbot explained that such a surge could happen if the XRP Ledger became a leading settlement network for a large portion of the $2 trillion stablecoin market.
High End XRP Price Prediction | Google Gemini
Meanwhile, for a more moderate but still optimistic outlook, Gemini projected a price range of $10 to $15. This scenario assumes the XRPL captures just 1% to 3% of the stablecoin market, equal to about $20 billion to $60 billion in settlement volume and on-chain liquidity.
Mid Range XRP Price Prediction | Google Gemini
Gemini added that a move to that range would mark a four- to sixfold jump from XRP’s current price of around $2.4 and push it well past its previous all-time high.
